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I. Introduction The introduction discusses the emergence of FinTech, blending finance and technology to revolutionize financial services. FinTech utilizes technology for efficiency, accessibility, and innovation in financial transactions. Its business models address industry challenges, democratize finance, and empower users. The evolution of FinTech over decades includes milestones like electronic payments, online banking, and blockchain technology, transforming the financial landscape with trends, technologies, and disruptions. II. Early Roots of FinTech The early roots of FinTech can be traced back to innovations in electronic payment systems. The emergence of systems like the Diners Club card in the 1950s paved the way for…
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